Overview:
For several years, card brands have discouraged the use of MSD (Magnetic Stripe Data) NFC/Contactless transactions. When EMV certifications were first released, EMV Contactless was not yet available; Chip data was used for card insertion, but MSD (Magnetic Stripe Data) was used for Contactless. By the time EMV Contactless was made available, earlier PIN Pad models may no longer have qualified for certifications. Depending on the age of an installation, a merchant may still be using MSD for Contactless transactions and card brands will begin levying fines against those merchants as early as April, 2022.
To avoid these card brand fines, merchants will either need to exclusively support EMV Contactless OR not support Contactless at all.
Upgrade Options to avoid Card Brand Fines
Option 1: Upgrade to a PIN Pad that supports EMV Contactless; may also require an application upgrade:
- ID Tech (VP3300, VP8300 or VP6800)
- PAX Android (A30, A35, IM30, A60, A77, A800, A920MAX, A920Pro, A3700, Aries6 or Aries8)
- Ingenico Telium (iPP 320, iPP 350, iSC Touch 250, iSC Touch 480, iSMP4, iWL 258, iSelf Series, or iUC 285)
- Ingenico TETRA (Lane/3000, Lane/5000, Lane/7000, Lane/8000, Link/2500, or Move/5000)
- mPlus Hera51
- Verifone P200
- Verifone P400
- Verifone M400
- VX 805 running XPI 12.11.35 (WORLDPAY IP ONLY)
Option 2: Upgrade to the latest client controls
- NETePay™
- dsiEMVUS® V1.60 or later
- dsiPDCX® 1.78 or later
- Tran™/TranCloud™ – 4.00.23/8.00.23
In these versions, if the “Contactless Support” Parameter is set to MSD, then all Contactless will be disabled. If you have an EMV Capable device and the contactless parameter mistakenly indicates MSD, be sure to make the adjustment to EMV Contactless.
*3/14/22 – For Tran Devices, Datacap will be flagging every unit to load the new client control upon next reboot/startup. Please instruct your merchants to repower their units.
*3/16/22 Revision – For Tran Devices with older applications where the “Contactless Support” Parameter was not yet available, Datacap will be flagging every unit to load the new client control upon next reboot/startup. Please instruct those merchants to repower their units.
For Non-EMV Tran Installations
If you are using PIN Pads to accept Contactless transactions in a non-EMV environment, please reach out to Datacap to determine options for a resolution path.
