In PSCS, you may have noticed that we have multiple EMV support options. See below to learn about each option and which one you should select when building a file.
Credit Only – This option will run all cards with the card’s credit application. This option is best for sit-down restaurants and other businesses without customer-facing PIN pads.
Credit and Swiped PIN Debit – This is an original option from before wide support for EMV Debit was available. It runs all chip cards as credit and prompts for “Debit/Credit” on swiped cards.
Credit and Debit – This option will make the PIN pad prompt the customer for an application selection (usually “Debit Y/N” or “VISA Debit / US Debit”) if the EMV card has a debit application. If it’s a card without a debit application, it will run as credit.
Credit and Debit – Prefer Debit – Any EMV card that has a debit application will automatically select that application. EMV cards without a debit application will run as credit.