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EMV

EMV chips have helped resolve security issues through computer chip technology, making it more difficult for credit terminals to be compromised.

SAAS

Software-as-a-Service (SaaS) is a cloud-based software delivery system that enables online users to take advantage of a specific type of service remotely.

Credit card fraud

Credit card fraud is an umbrella term that indicates a credit card has been used in an unauthorized fashion.

Address Verification Service (AVS)

Address Verification Service (AVS) is a means of security that checks to see if the billing address of a credit card used in a transaction is the same as the one provided by the credit card holder at the time of purchase.

Card Not Present (CNP)

A card not present transaction is a payment identification method wherein the physical card – usually a credit or debit card – was not present at the time of purchase.

Card Present

A card present transaction (CP) is a payment identification method that indicates whether a tangible credit card was used at the time of purchase.

SSL Certificate

Otherwise known as a digital certificate, an SSL certificate (Secure Socket Layer) is a form of internet security. Used for authentication purposes, an SSL certificate provides certain guarantees…

Debit Card

A debit card is a form of payment that allows individuals to draw money from a bank account to pay for goods and services.

Loyalty Program

Loyalty programs are initiatives businesses frequently use that reward frequent customers for their patronage, while often incentivizing them to buy more.

Mobile Payments

Mobile payments are an alternative form of payment available to business owners and consumers, in which portable devices serve as the purchase method.